In America today, 62.8% of the population is white, and 12.2% is African American. Dense, urban cities tend to be more racially diverse than the country as a whole. In the Miami-Fort Lauderdale-West Palm Beach metro area, 33.7% of residents are white and 20.1% are African American.

Wealth is often divided along racial lines. Nationwide, the typical white household earns $61,394 a year. Meanwhile, the typical African American household earns just 59.5% of the median income for white households, or $36,544 a year. In Miami, the typical African American household earns 61.0% of that of the typical white household, an income disparity similar to the nation as a whole and the ninth largest racial income gap of any city in Florida.

Similarly, while 8.8% of white residents in Miami live below the poverty line, an estimated 24.6% of African American metro area residents do. Of all white households in the area, 9.5% earn $200,000 or more annually, compared to just 1.2% of African American households.

One reason for the racial income disparity in Miami and across the country may be the divergence of education levels across racial groups. Nationwide, 34.2% of white Americans have at least a bachelor’s degree, while 20.2% of African Americans have similar educational attainment. In Miami, the college attainment rate among white adults is 41.7%, while it is only 19.3% among African American adults.